FAQ on Mutual Funds

Mutual Funds

Is there a lock-in period for investment in mutual funds?

The lock-in period in mutual funds differs from scheme to scheme. Usually Debt funds have a lock-in period. Equity funds don�t have a lock-in period. The following shows the category of debt funds, which have or not have lock-in periods.

Debt Schemes Lock-in/No Lock-in
Liquid funds No lock-in
Short Term Income Funds No lock-in
Medium Term Income Funds No lock-in
Income Funds Lock-in
(0.6% if exited within 6 months from the date of investment)
GILT Funds Lock-in
(0.6% if exited within 6 months from the date of investmen
Short or Medium Term Floating Rate funds No lock-in
Long Term Floating Rate funds Lock-in
(0.6% if exited within 6 months from the date of investment
Mutual Funds
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